In considering your application, we (Fifth Gear Fenton) will search your record at a credit reference agency. They will add to your record details of our search and your application, and this will be seen by other organizations carrying out later searches. It is important that you provide us with accurate information. We (Fifth Gear Fenton) will check your details with fraud prevention agencies, and if you provide false or inaccurate information and we suspect fraud, we will record this. We (Fifth Gear Fenton) and other organizations may use and search these records to help make decisions about credit and credit-related services for you and members of your household; trace debtors, recover debt, prevent fraud, and arrange your accounts or insurance policies; check your identity to prevent money laundering unless you furnish us with other satisfactory proof of identity. You have a right, on payment of a fee, to receive a copy of the information we hold about you if you apply to us in writing. We (Fifth Gear Fenton) may pass on your details to other companies to send information about the product. We (Fifth Gear Fenton) will contact you via email or telephone to let you know the outcome of your application.